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Best Online Baccarat Sites UK

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Baccarat is a classic casino game that involves getting cards with values as close to 9 as possible. Since baccarat is so popular, it’s offered by many of the top online casino sites in the UK at both live and virtual tables.

In this guide, we’ll review the 10 best online baccarat sites in 2022 and explain everything you need to know about playing baccarat online.

The 10 Best Online Baccarat Sites in 2022

We tried out dozens of baccarat casinos to bring you the 10 best online baccarat sites available right now:

  • Genesis – Overall Best Online Baccarat Casino
  • NetBet – Best Live Baccarat Online Casino
  • Grosvenor – Bigger Payouts with Lightning Cards
  • Monster Casino – Live Baccarat Gaming from £1 per Hand
  • Unibet – Play Baccarat Online with a £25,000 Bet Limit
  • 32 Red – Widest Variety of Baccarat Games Online
  • Casimba – £5,000 Welcome Bonus for Online Baccarat
  • Betfred – Popular UK Casino with Live and Virtual Baccarat
  • Kwiff – Live Baccarat Games with Boosted Payouts
  • Mr. Green – Upscale Online Casino with Mini Baccarat Tables

Best Baccarat Casino Sites Reviewed

Now that you’ve seen our list of the top 10 online baccarat sites, let’s take a closer look at our top picks.

1. Genesis – Best Online Baccarat Casino with £100 Welcome Bonus

Genesis Casino Online Baccarat

Genesis is our #1-rated site for playing online baccarat in the UK today. This online casino site has 5 different baccarat tables so that you can play either virtual or live baccarat. If you opt for live baccarat, you’ll find both traditional, slow-paced games and speed baccarat. You can bet with as little as £1 per hand, which makes it easy to get started even if you’re new to the game.

What really makes Genesis stand out in a crowded field is its welcome bonus offer for new players. You can claim up to £1,000 in total over the course of 4 deposits – £100 and 300 free spins on your first deposit, plus £300 on each of your next 3 deposits.

Payments at Genesis are simple, too. The casino accepts Visa, Maestro, Apple Pay, Boku, PaysafeCard, Skrill, Neteller, ecoPayz, Trustly, PayPal, MuchBetter, MiFinity, and Jeton. There are no deposit or withdrawal fees, and payouts are instant when you make a withdrawal request.

What we like:

  • Virtual and live baccarat games
  • Bet from £1 per hand
  • £1,000 welcome bonus offer
  • Instant payouts

What we don’t:

  • Welcome bonus requires 4 separate deposits

2. NetBet – Top Baccarat Live Casino with 500 Free Spins Bonus

NetBet Baccarat

NetBet is another one of our favorite online baccarat sites in the UK. At this casino, you’ll find 8 different baccarat tables, including tables for mini baccarat, lightning baccarat, and no commission baccarat. The lightning and no commission tables are especially nice for players, since these allow you to get bigger payouts every time you win.

NetBet’s baccarat tables are both virtual and live, so you can play anytime in whatever mode suits you best. Tables are provided by top-tier software makers like Evolution Gaming, Play N Go, and PlayTech, so the gaming experience is hard to beat. Another benefit is that the casino lets you bet with as little as £1 per hand.

Unfortunately, NetBet’s welcome bonus offer – 500 free spins – is only good for playing slot games, not baccarat. Still, if you’re looking for a diversified casino experience, there’s a lot to like about this new casino. It has more than 300 games in total and offers quick payments by Visa, Mastercard, PayPal, Skrill, Neteller, PaySafecard, Sofort, Trustly, ecoPayz, GiroPay, and Klarna.

What we like:

  • Lightning and no commission baccarat tables
  • Virtual and live dealer baccarat available 24/7
  • Uses industry-leading software providers
  • More than 300 games in total

What we don’t:

  • No welcome bonus offer for table games

3. Grosvenor – Lightning Baccarat Casino with £20 Welcome Bonus

Grosveno Casino Online Live Baccarat

Grosvenor is one of the top online casinos for playing lightning baccarat. The casino offers multipliers worth up to 512X, which means that you could win £512 for every £1 you bet in a best-case scenario. With a table limit of £1,000, that means lucky players could walk away with a £512,000 payout in a single hand.

Grosvenor offers 10 different baccarat tables in total, so it has plenty to offer for players who want a more traditional form of this card game. Of these, 6 tables offer 24/7 live dealers. At virtual tables, you play in first-person mode, meaning that it’s just you and a virtual dealer going head-to-head at the table.

Grosvenor offers a 100% match on your first deposit up to £20. It’s not a huge bonus, but it makes it a little easier to get started playing baccarat with little risk. Plus, if you play lightning baccarat, you could potentially turn that £20 into a significant sum of money.

What we like:

  • Lightning baccarat with potential 512X multiplier
  • 24/7 live dealer tables
  • £20 welcome bonus for baccarat play
  • £1,000 max bet per hand

What we don’t:

  • Limited payment options

4. Monster Casino – Live Baccarat Games with £5 No-deposit Bonus

Monster Casino Online Baccarat

Monster Casino is one of the only live baccarat casinos in the UK offering a no-deposit bonus. All you have to do is sign up for a new account, and the casino will give you £5 that you can use to start playing baccarat immediately. You don’t have to make a deposit or risk your own money to play.

That’s a huge advantage for players who are completely new to baccarat, since it means you can essentially play a few hands of free baccarat with no risk. Monster Casino only has a single live baccarat table, so you won’t get to try out variations like speed baccarat or lightning baccarat. Still, this baccarat game online is powered with Evolution Gaming software, so you’re sure to have a great experience.

If you do decide to make a deposit at Monster Casino to keep playing after you use up your bonus funds, the casino accepts Visa, Mastercard, Maestro, Boku, PaysafeCard, Skrill, Neteller, Trustly, PayPal, MuchBetter, and Zimpler. Monster Casino also boasts more than 700 games in total, so it’s a great option for players in search of an all-around casino site.

What we like:

  • £5 no-deposit bonus
  • Live baccarat game
  • Wide variety of payment methods
  • 700+ casino games in total

What we don’t:

  • Only a single baccarat table

5. Unibet – Play Live Dealer Baccarat with a £100 Welcome Bonus

Unibet Casino Online Baccarat

Unibet is one of the most expansive online baccarat sites in the UK today. At this casino, you’ll find a whopping 49 different baccarat tables. Most of these are live dealer tables that provide plenty of capacity for players, but you’ll also find popular game variations like lightning baccarat, speed baccarat, and mini baccarat. Of course, Unibet also has a handful of virtual baccarat tables for players who prefer to bet against a computer.

One of the things that really stands out about Unibet is its betting limits. Different tables have different limits, but there are a handful of live baccarat tables that let you wager any amount from £1 to £25,000. That means the high rollers are mixed right in with regular players, so you can see how experienced baccarat players approach the game – and maybe get inspired to make a big bet yourself!

Unibet also rewards new players with a £100 welcome bonus. To claim the bonus, just deposit at least £100 when you open a new casino account. Unibet accepts Visa, Mastercard, PaysafeCard, Skrill, Neteller, Trustly, PayPal, WebMoney, and EntroPay.

What we like:

  • Play at 49 different baccarat tables
  • All popular baccarat variations are available
  • Bet up to £25,000
  • £100 welcome bonus offer

What we don’t:

  • Hard to find live tables with current players

Live Baccarat Online Casinos Compared

Let’s take a closer look at how the top online baccarat sites in 2022 stack up against one another:

Casino Min baccarat bet Max baccarat bet No. of baccarat games Live dealer games Visit site
logo genesiscasino £1 £500 5 Yes Visit Genesis
logo netbet £1 £500 8 Yes Visit NetBet
logo grosvenorcasino £1 £1,000 10 Yes Visit Grosvenor
monster casino £1 £250 1 Yes Visit Monster Casino
logo unibet £1 £25,000 49 Yes Visit Unibet
logo 32red £1 £1,000 11 Yes Visit 32 Red
logo slotty 2 £1 £500 1 Yes Visit Sloty
Betfred logo £1 £1,000 8 Yes Visit Betfred
Kwiff logo £1 £1,000 10 Yes Visit Kwiff
logo mrgreen £1 £500 1 Yes Visit Mr. Green

How to Choose the Best Baccarat Casino Site for You

Wondering which of the top baccarat casino sites is right for you? We’ll cover some of the key elements to look at when picking the top online casino for baccarat.

  • Number of Games

One of the key things to consider when picking a baccarat casino is how many baccarat tables it has. The number of tables is important because it speaks to the variety of baccarat styles available and whether or not you’ll have a dealer’s full attention. Most baccarat online casinos only have a few tables, but Unibet stands out for offering a whopping 49 tables.

  • Live Baccarat Tables

Live dealer baccarat games can be much more exciting than virtual games since they give you the feeling of being at the casino in person. The good news is that all of the online baccarat sites we reviewed offer live baccarat – in fact, some casinos, including Monster Casino and Casimba, only offer live baccarat.

  • Welcome Bonus

Most UK casinos offer welcome bonuses that you can use to hit the baccarat table. These bonuses can be small, like in the case of Grosvenor’s £20 deposit match bonus. However, they can also add up – our top pick, Genesis, offers up to £1,000 over the course of your 4 deposits!

  • Customer Support

Online baccarat sites are designed to make your experience as seamless as possible. But in the event that something goes wrong, it’s important that you can get help quickly. Online casinos like 32 Red and Betfred offer 24/7 customer support, so it’s easy to get in touch as soon as you run into trouble.

  • Security

It’s essential that your funds are secure in your account whenever you’re playing casino games online. All of the online baccarat sites we reviewed use advanced encryption to prevent intrusion into your account. They also use identity verification when you sign up to make sure your account is personally tied to you and no one else can access it.

  • Mobile Apps

While our reviews focused mainly on baccarat casinos’ desktop sites, it’s worth looking at a casino’s mobile offering, too. Many of the top baccarat casino online sites have apps for iOS and Android so that you can play on the go. For example, the Unibet app lets you access all 49 baccarat tables from anywhere and lets you bet with just a few taps.

What is Baccarat?

Baccarat is a popular card game that involves betting on which of two hands will be closer to a value of 9. We’ll take a closer look at the different types of baccarat you’ll find at online casino sites, then explain how the game works in detail.

Types of Baccarat

There are several variations on the traditional baccarat game.

Punto Banco Baccarat

Punto Blanco online baccarat sitesPunto banco baccarat is the standard version of baccarat. It’s not the original form of the game, but it’s the version in use by most online and physical casinos around the world today.

Chemin de Fer

Chemin de Fer online baccarat sitesChemin de Fer is the original version of baccarat that’s sometimes still played in mainland Europe. In this version of baccarat, every time the banker’s hand loses, the banker changes. In addition, players can choose to challenge the banker’s bet to determine which player will receive the player hand.

Speed Baccarat

Baccarat en BanqueSpeed baccarat is simply traditional baccarat, but sped up. Players only have a few seconds to place bets, and there’s not much time between hands.

Lightning Baccarat

Super Pan 9 baccaratLightning baccarat involves several random “lightning” cards that serve as bet multipliers. If the hand you bet on contains any of the lightning card numbers, you can get a payout that’s up to 8X what you would normally receive for winning a baccarat hand.

Mini Baccarat

Three Card BaccaratMini baccarat is played on a much smaller table than a standard baccarat table. Whereas a standard baccarat table might accommodate up to 14 players, a mini baccarat table only fits 7. That provides a more intimate experience, although gameplay is the same.

Baccarat Rules

The rules of baccarat are relatively simple, which makes it easy to learn how to play online baccarat even if you’re completely new to the game.

There are 2 hands dealt in baccarat: one for the “player” and one for the “banker.” Players don’t actually receive either hand – they’re both handled by the dealer in the middle of the baccarat table.

You get to bet on whether you believe the player hand or banker hand will win. A hand wins by being closest to a value of 9, with cards assigned the following point values:

  • 10s and face cards are worth zero
  • Aces are worth one
  • 2s through 9s are worth their numeric value

The player and banker are dealt 2 cards each. If the value exceeds 9, the new value is simply the second digit of the sum. So, for example, 2 cards that sum to 13 have a value of 3. There are rules around when the player and banker may be dealt a third card, but there are never more than 3 cards in a hand. In the event of a tie, all bets on the player and banker hands are lost to the house.

Baccarat Terminology

  • Banco: The banco, or bank, refers to the banker hand. This is the hand that the dealer always bets on.
  • Commission: Typically, players pay a 5% commission on their bet when they bet on the banker hand. This is because the banker hand has higher odds than the player hand in any game of baccarat.
  • Natural numbers: 8 and 9 are known as natural numbers in baccarat because, if a hand is worth 8 or 9 after the first 2 cards are dealt, neither the dealer nor player hands will be dealt a third card.
  • Punto: The punto, or player, refers to the player hand.
  • Standoff: A standoff refers to a tie or to a bet on a tie. Bets on a tie typically pay 8:1.

Baccarat Odds

One of the reasons baccarat is so popular is that it has some of the lowest house odds of any casino game. That means that the amount of money returned to players is greater than in blackjack, roulette, and slot games.

In fact, when you’re betting on the banker hand, the casino has just a 1.06% edge over players. When you wager on the player hand, the edge increases to 1.36%. Generally, it’s not a good idea to bet on a tie, since this gives the casino a massive house edge of 14.4%.

Importantly, there are different odds for different bets in baccarat. Since the banker hand is dealt a third card after the player, the banker has a slightly greater chance of winning in any round of baccarat.

In any hand of baccarat, the player hand has a 44.62% chance of winning. The banker hand has a 45.86% chance of winning. There’s a 9.52% chance of a tie.

That means that it makes sense to bet on the banker hand most of the time. To account for this, most casinos charge a 5% commission on bets on the banker hand, essentially evening out the payout likelihood for betting on either hand.

Baccarat Strategy

Baccarat is ultimately a guessing game and you have no control over the outcome of a hand, like you do in games like blackjack or poker. So, most baccarat strategies revolve around how you decide how much to bet. Here are a few of the most popular baccarat strategies:

Paroli Strategy

The Paroli strategy is a method for increasing your bet each time you win. Place a bet, and if you win, double that bet on your next hand. If you win again, double your bet on the third hand. Even if you keep winning, go back to your original bet and repeat this 1X-2X-4X betting cycle until you lose.

1-3-2-4 Strategy

The 1-3-2-4 strategy is similar to the Paroli strategy, but it doesn’t matter if you win or lose. Simply follow a 1X-3X-2X-4X betting cycle regardless of whether you win or lose. Over time, this should hopefully help your wins add up to more than your losses.

One-sided Strategy

The one-sided strategy involves betting only on the player hand or only on the banker hand, hand after hand. If you lose 3 hands in a row, stop playing until the hand you’re betting on starts to win again.

Play Baccarat on Mobile

Betting Apps svg 1

Many of the top baccarat casinos now offer mobile apps for iOS and Android, making it easier than ever before to play baccarat online from anywhere. With mobile baccarat games, you can bet with just a few taps and play with a live dealer just like you would on a desktop.

Most of the online baccarat sites we reviewed offer mobile casino apps. Our top picks for playing baccarat on mobile are:

Bottom Line

Playing baccarat online is a simple and fun way to bet on this popular casino game. With the top 10 online baccarat sites, you can easily wager online and win real money. Plus, many online casinos offer baccarat variations like speed baccarat, mini baccarat, and lightning baccarat.

Ready to start playing today? Sign up with Genesis to claim your £100 welcome bonus and play your first hand of baccarat!

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Michael is a Washington-based writer who has extensive experience in the online gambling field, covering sports betting, casino games and poker.