Best Baccarat Strategy – Ultimate Guide On How To Win In Baccarat

If you’re looking for a baccarat strategy to help improve your game, then we’re here to introduce you to several tips and techniques that some of the best baccarat players use. Additionally, we’ll take a look at how to understand baccarat odds, the variations of the game, and the bets you can place.

How to Play Baccarat

In a baccarat game, you wager your bet before the croupier deals the cards. Here, you can put money on whether the cards, when revealed, are in favor of the player, the banker, or the chances that the round ends in a tie.

Once you have placed your wager, the croupier deals the cards face-up – two cards for you and two for the banker. The aim here is to get the value of your cards as close to nine as possible.

However, if the two cards you receive add up to a value higher than nine, these are combined, and the second digit reveals your score. For example, if you get two cards, seven and six, you would add these together to get a value of 13. In this case, your score would be the second number, three.

So, if you bet on the banker, and the value of their cards was closer to nine than yours, you win your bet. You would also win if you bet on yourself and your hand was closer to nine. However, you would only win a tie bet if the value of your cards matched the value of the banker’s cards. Once the dealer has revealed the cards and the outcome is reached, they will pay out the winning wagers before a new round gets underway.

Card Values when Playing Baccarat

The baccarat rules and strategy also work closely with the values assigned to each card in the game. Below, we discuss the cards used and the values applied to them:

  • Cards two to nine – Played at face value. If the dealer reveals a four, it is worth four points.
  • The 10, Jack, Queen, and King – These cards all have zero value in baccarat.
  • The Ace – Counts as one point.

For example, if you drew a King and a seven, your total would be seven. However, your hand value would be nine if you drew an Ace and an eight.

Baccarat Strategy Lucky Block
Source: Lucky Block

Types of Baccarat Bets

Not only are the odds and mathematics of baccarat vital, but choosing a baccarat betting strategy along with the types of bets available is also key. Below, you can find details on each of the bets available and how they work, along with their odds, house edge, and payout values.

Banker Bets

When putting down this wager, you back the banker to win. Since this bet has the best odds of 45.84%, it is usually the default bet for many. Because casino games with a house edge work in favor of the casino, players will put money on the banker to reduce the house edge and increase their chances of winning as a common baccarat betting strategy.

Baccarat Strategy Winning Banker Bet
Source: Lucky Block

Player Bets

This wager sees you putting money on the player (yourself) to win. Your hand value must be closer to nine than that of the banker in order to win at baccarat. Although the odds here are less than on a banker bet, they differ by a small margin, making it a worthwhile bet.

Baccarat Winning Player Bet Lucky Block
Source: Lucky Block

The Tie Bets

Betting on a tie is when you predict that the value of your cards will equal that of the banker’s cards. While the odds for this wager may seem more lucrative, the chances of the cards resulting in a tie are minimal, and the house edge is high, making it far less worth betting on.

Baccarat Strategy Winning Tie Bet
Source: Lucky Block

Player Pair Bet

If the first two cards dealt to the player are a pair, then a player pair wager wins. The odds of winning this wager are small. However, the payout is higher, and the house edge is less than that of a tie bet, making it more lucrative but less likely.

Banker Pair Bet

Similar to a player pair, if the first two cards dealt to the banker are a pair, the banker pair bet wins. The odds, payout, and house edge here are the same as for a player pair bet.

Bet Odds Payout House Edge
Banker Bets 45.86% 1:1 1.06%
Player Bets 44.62% 0.95:1 1.24%
Tie Bets 9.52% 8:1 14.36%
Player Pair Bet 7.47% 11:1 10.4%
Banker Pair Bet 7.47% 11:1 10.4%

Understanding Baccarat House Edge

The house edge refers to the odds advantage or the profit offshore online casinos make for offering a game of baccarat. The lower the house edge, the better for you because you will earn a greater return on your bets and enjoy better odds. Baccarat has a low house edge of 1.06% (banker bet), which means if you put down a $100 wager and win, you will earn a profit of $98.94, with $1,06 going to the casino.

Studying Baccarat Roads

A baccarat shoe typically holds between six and eight decks, allowing for 70 to 80 hands. To make things easier, an online casino displays all previous results from a shoe to help you spot streaks and runs. These results are displayed as charts or “roads,” allowing you to implement a baccarat pattern strategy. The winning hands for each bet are shown as circles: red for the banker, blue for the player, and green for a tie.

Bead Plate Road

This road displays a list of all wins from the current shoe. The casino highlights these in red (banker), blue (player), and green (tie) dots.

Baccarat Strategy Bead Road Chart
Source: Lucky Block

Big Road

Another road, displaying winning trends in an ordered manner. Here, a new column starts each time the winning position changes.

Baccarat Strategy Big Road Chart
Source: Lucky Block

Small Road

Derived from another road, the small road predicts results based on specific patterns by skipping a column to the left.

Baccarat Strategy Small Road Chart
Source: Lucky Block

Cockroach Road

Here is another derived road that highlights prediction patterns based on the results from three hands back.

Baccarat Strategy Coackroach Pig Road Chart
Source: Lucky Block

Top Baccarat Tips

Implementing a winning baccarat strategy is easier when you have several tips to follow. We have put together five of the top tips for baccarat, below:

  1. Find a Game That Works Best for You – There are several variations of baccarat. Play them all and find the one that you enjoy the most.
  2. Learn the Rules and Card Values – Once you have found a baccarat game you enjoy, learn the rules and the card values. Not only does this make it easier to place more lucrative bets, but it makes applying the best baccarat strategy more simple.
  3. Practice – The best way to beat the house and place more lucrative bets is by practicing your best baccarat betting strategy as much as possible. Visiting a gambling site that offers casino games in demo mode is a great way to do this.
  4. Test Several Baccarat Winning Strategies – Another of our top baccarat tips is to try several of the strategies available. Doing this will help you find the one that works best for your playing style and needs.
  5. Stick to a Single Strategy in a Game – Chopping and changing your baccarat strategy mid-game will lose you money. We recommend sticking to one for it to work and be lucrative.

Five Best Baccarat Strategies

The top way to test out the different strategies available for the game is to enjoy the best baccarat online. Once you have found the right game for you, you can try several systems or even some advanced betting systems, like those discussed below:

1. The Martingale System

The Martingale strategy is the most commonly used option among casino players. Here, each time you lose a round, you double the value of your bet. The concept is that when you finally win, you will offset all your previous losses.

2. The Fibonacci Strategy

Although initially used for roulette, the Fibonacci can be employed as a baccarat winning strategy. The strategy focuses on the banker bet and follows a sequence of predetermined betting values. With every win, you move your stake further along the line, but if you lose, you start back at the beginning.

The Fibonacci sequence to use is:

1 – 1 – 2 – 3 – 5 – 8 – 13 – 21 – 34 – 55 – 89 – 144 – 233 – 377 – 610 – 987

3. The Paroli System

This system is often used for sports betting but can also be implemented as a baccarat strategy. The strategy focuses on a positive progression, where you double your bet on each win you make until your third win, where you then reduce your stake back to your original bet value.

4. The D’Alembert System

Another baccarat strategy to help win the game or at least improve your chances is the D’Alembert system. Here, you increase your bet value by one unit if you lose and decrease it by one unit when you win.

5. The 1-3-2-6 System

This system was created specifically for baccarat. Here, you increase your bet value following each win. For instance, you wager your first bet at $1, then your next bet at $3, followed by a $2 wager and then a $6 bet. You then reset and start again at $1.

Money Management in Baccarat

In addition to visiting online casinos that offer safe gambling, it is also vital to manage your bankroll and gamble responsibly when playing baccarat online:

  • Set win & loss limits – Easily, the best strategy for baccarat is to set your limits. Before you begin playing baccarat, outline the amount you are willing to lose and how much you want to win. While you are in these parameters, keep playing, but as soon as you pass one of them, it’s time to stop.
  • Set aside what you can afford – Another top rule to put in place for yourself is to set a predetermined budget. Once you have played through these funds, it’s time to call it a day. This will prevent you from overspending.
  • Decide how many hands to play – When you are implementing a baccarat strategy to win, it is essential to decide beforehand how many rounds you want to play. This way, whether the strategy is working or not, you won’t spend beyond your budget, nor will you play online baccarat games for hours on end, hoping for a better outcome.
  • Focus on the minimum bet limits of a table – Some baccarat tables have higher minimum bet limits than others. If you have a smaller budget but still want to use a strategy or system to improve your chances, we recommend visiting a table with low minimum bet values; this way, you won’t move through your budget too quickly.
  • Make use of casino bonuses – Using a casino welcome bonus and funds offered by the best Bitcoin baccarat sites and other casino bonuses makes it simpler to learn how to win baccarat without risking the funds you have deposited.

Top Baccarat Games

The game of baccarat comes in several variations. These all follow the same principles as the original baccarat game but come with exciting tweaks that allow them to differ slightly from the original – you can even play online baccarat games via Telegram. So, let’s look at the most popular variations.

  • Dragon Tiger – A unique variation of the game that only uses two cards. One card goes to the dragon, and the other to the tiger. You need to bet which one, the dragon or tiger, will receive the card with the higher value.
  • Lightning Baccarat – A popular game played at the best Bitcoin live baccarat sites, Lightning Baccarat, involves you trying to match one of your cards to a lightning card, which offers multipliers of set values that increase your payout.
  • Punto Banco – American baccarat or Punto Banco is the most common variant of the game and is typically offered at the best online casinos and land-based establishments. Here, you can wager on the player, the banker, or a tie. In this version, the house banks the game.
  • Chemin de Fer – This variation differs in that players (moving from the right to the left) act as the banker, pitting players against one another instead of against the house. Additionally, this version uses six decks in the shoe, not eight.
  • Mini Baccarat – When playing on mini baccarat tables, you follow the same rules as traditional baccarat. However, the game is smaller with one dealer, and the rounds play through much faster.

Explore More of Our Casino Games

Blackjack Casinos
Test of your skill and ability against the dealer with some of the best blackjack online casinos. Our guide covers the best casinos, bonus codes, and much more.
Blackjack Casinos
Blackjack Apps
Discover the world of Blackjack Apps, with 10 of the best real money blackjack mobile websites, rated and reviewed. Discussing everything you need to know.
Blackjack Apps
No Bust Blackjack Casinos
Reveal the best No Bust Blackjack sites with our expert-written guide, and claim the generous bonuses that await when you sign up.
No Bust Blackjack Casinos
Casinos for Chinese Gambling Games
In this guide, we will go through the main ancient Chinese gambling games that you can enjoy playing at top online casinos in the US, the best bonuses & more.
Chinese Gambling Games
Live Blackjack Casinos
Learn about the best live blackjack casinos, the biggest bonuses and best games with our expert-written guide.
Live Blackjack Casinos
Live Roulette Casinos
In this guide, we’ll reveal all there is to know about live roulette casinos, uncover the best bonuses, discuss the different varieties of live roulette & more.
Live Roulette Casinos
Online Roulette Casinos
In this guide, we’ll review the 10 best online roulette casinos and explain everything you need to know about how to play roulette online.
Online Roulette Casinos
Best Online Poker Sites on Reddit
Join us as we unpack the best Reddit online poker sites including all the latest welcome offers, bonuses, freerolls, tournaments, banking methods, and more.
Poker Sites on Reddit
Aviator Casino Game
We provide you with an ultimate guide to this crash-game like simulator, with how to and easy tips and tricks to get the most of it.
Aviator Casino Game


Is it legal to play baccarat online?

What is the best strategy for baccarat?

Which hand wins most frequently in baccarat?

Why do bankers win more in baccarat?

What are the odds of winning at baccarat?

Arrow to top