Over/Under 3.5 Goals Betting Explained – What Does O/U 3.5 Goals Mean?

The meaning of over/under 3.5 goals is simple. A bettor can choose whether the number of goals scored in a football match is either over 3.5 goals (four or more goals) or under 3.5 goals (three or fewer). In terms of the bet placed on the match, the result doesn’t matter, only the total of goals scored.

To understand the over/under 3.5 goals markets in more depth, we’ll cover all the angles to help you improve your skills when it comes to betting on goals, including some tips and strategies.

What is Over/Under 3.5 Goals in Betting?

One of the most popular markets is that of the over/under. Can you predict the total number of goals to be scored in a football match? The chances of predicting the exact score are slim – the actual score can be slightly over or under your prediction. This is where over/under betting comes into play, and 3.5 goals is only one of the numerous thresholds a bookie may set.

You simply have to predict if there will be more (4 or over) or less (3 or fewer goals) than 3.5 goals in a match.

Here is an example of an over/under betting market based on an match in England between Manchester United and Brighton in the English Premier League:

betonline over under goals betting section

But how can a match end in a fraction? Does it mean that a team can score half a goal, or point? These are common follow-up questions to ‘what does over under 3.5 goals mean?’

Over/under betting may not make much sense at first because of the decimal points in the predicted score. The fraction is necessary as it enables bookies to avoid exact scores in the final results, which makes sense. The fraction also makes sense to bettors because accurately predicting the exact score is difficult – it gives you a narrow margin (0.5 points, to be precise) for making mistakes, reducing the risk of your bet flopping.

How Does an Over/Under 3.5 Goals Bet Work?

Here is an example based on a soccer match between Chelsea and Barcelona to illustrate how it works. Consider the following two possible outcomes for the match: 2-1 and 2-2.

A 2-1 outcome brings the total score to 3, while a 2-2 outcome brings it to 4. You must pick one of the two options: over 3.5 goals or under 3.5 goals.

If the final score is 2-1, then an under 3.5 goals bet wins while an over 3.5 goals bet loses because the total score has fewer goals than 3.5. Similarly, an over 3.5 goals bet wins, while an under 3.5 goals bet loses if the outcome is 2-2 because the total score is more than 3.5.

Over/Under 3.5 Goals Betting Explained

A match’s final outcome determines the outcome on an over under 3.5 goals bet. Here is an overview of the success or failure of independent over and under 3.5 goals bets based on various outcomes in the hypothetical match between Chelsea and Barcelona:

Betting Under 3.5 Goals

Full-Time Score Total Goals Under 3.5 Goals: Win/Lose
0-0 0 Win
1-0 1 Win
0-1 1 Win
1-1 2 Win
2-1 3 Win
1-2 3 Win
2-2 4 Lose

Betting Over 3.5 Goals

Full-Time Score Total Goals Over 3.5 Goals: Win or Lose
0-0 0 Lose
1-0 1 Lose
0-1 1 Lose
1-1 2 Lose
2-1 3 Lose
1-2 3 Lose
2-2 4 Win
3-2 5 Win
2-3 5 Win

What Odds Can You Get on Over/Under 3.5 Goals?

The available odds for over/under 3.5 goals betting markets vary depending on various factors, primarily the game’s outcome’s predictability. Overall, bookies offer higher odds to offset higher risks, so expect relatively good odds for unpredictable matches. Additionally, some bookies offer higher odds than others.

In general, over/under bets feature generally higher odds than other safer bet types, such as double-chance bets. You can also boost your odds through over/under accumulator betting. You can also improve your chances of winning through finding over 3.5 goals predictions or under 3.5 goals predictions from experts and tipsters.

Getting the best odds is crucial because they determine your potential payout. Naturally, higher odds offer bigger payouts. For example, odds of 2.5 give you $250 with a stake of $100, while odds of 1.2 only give you $120. To learn more about staking and unit betting, check out our free guide.

Most Popular Sports for Over/Under 3.5 Goals Betting

Online sports betting has had an exponential rise since the technological advancement of smartphones and mobile gambling. Revenue in the online sports betting market is projected to reach $8bn in 2023 highlighting just how popular it is – and the growing markets available includes over/under betting.

Over/under betting is especially popular in football betting (soccer), although other sports that offer over/under betting include:

  • Basketball
  • Tennis
  • Cricket
  • Rugby
  • Hockey
  • Baseball

However, it is worth noting that the target goals vary depending on the sport – it doesn’t necessarily have to be 3.5 goals. For example, basketball and hockey games can end in dozens of total scores. There can also be variances instead of goals, such as points.

In What Soccer Leagues is Over/Under 3.5 Goals Betting Available?

Target goals for over/under bets vary and aren’t always set at a fewer goals than 3.5. The target can be higher or lower, depending on the teams’ likelihood of scoring. Scoring is easy when the competition is low and hard when the competition is intense.

Some leagues for football betting are more competitive than others. A 3.5 goals target is relatively high in scoring standards. To this end, over/under 3.5 goals betting is mostly limited to highly competitive soccer leagues, including the following:

  • Major League Soccer
  • Premier League
  • English Football League
  • UEFA Champions League
  • La Liga
  • World Cup

If we take a look at the matches on the last day of the season in the English Premier League for the 2022/23 season, we can get an idea how often the over 3.5 goals circumstance occurs.

English Premier League table with match results

Of the ten matches played that day, three results would have resulted in a win for an over 3.5 bet. Leeds vs Tottenham Hotspur (1 -4), Southampton vs Liverpool (4-4) and Arsenal vs Wolverhampton Wanderers (5-0) all had over 3.5 goals. The remaining seven games all had fewer goals than 3.5.

Interestingly, some leagues are known for higher scoring games than others and you can find plenty of stats online to back this up. For example, France Ligue 1 and the English Championship generally have higher scoring games than Germany Bundesliga or MLS.

Tips for Over/Under 3.5 Goals Betting

Winning or losing depends on the accuracy of your over and under 3.5 goals predictions. Making accurate under and over 3.5 goals predictions takes more than just good luck – it requires a reliable over under 3.5 goals strategy. Here are some tested tips to help you make accurate over/under bets:

  • Do Thorough Research – What do you know about the teams, players, leagues, and other important factors about the upcoming match? Are the teams’ forms weak or strong? Are the two teams experiencing issues such as injuries with their key players? Knowing the answers  can help you make more accurate predictions about each team’s performance.
  • Analyze Team Formations & Lineups – Teams announce their lineups and formations about an hour before playing. The lineups reveal the players playing in various positions. Lineups can change depending on issues such as injuries and suspensions, so wait and adjust your over/under 3.5 goals betting strategy based on the lineup.
  • Identify Low-Scoring Matches – Two low-scoring teams with poor strikers against strong defenders may not score enough goals to exceed the target, prompting an under bet.
  • Get Reliable Betting Tips & Predictions – Bettors often share their predictions about different matches’ outcomes. Some sports betting advice, such as an expert’s NBA picks, are usually well thought out, especially from professional tipsters and experienced bettors dealing with the money line. There are also lots of online platforms and sports betting forums such as Reddit.
  • Find Matches with Higher Odds – Over/under betting markets offer varying odds, depending on various factors. Higher odds generate bigger returns, so look for matches with good odds and underdog betting. You can also boost your over/under bet’s odds by placing accumulator bets and over/under parlays, such as over/under prop bets.
  • Use a Reliable Sportsbook – Plenty of sportsbooks offer over/under 3.5 goals betting markets, including the 12 best offshore sportsbooks. They also offer varying bonuses and football betting features that determine their overall quality. To this end, always review your sportsbook’s features, as follows:
  • Broad sports betting categories and markets
  • Customer support
  • Data privacy and security
  • Betting apps and mobile-responsive websites
  • Flexible payment options and quick withdrawals
  • Generous bonus offers
  • Higher odds
  • Licensing and regulation
  • Neat layout and easy-to-use interfaces

Identifying the best sportsbooks for over/under 3.5 goals betting can be tricky and time-consuming. Fortunately, this guide also includes a list of the top five sportsbooks for over/under betting based on the features listed above.

Betting Over/Under 3.5 Goals Parlays & Accumulators

You can add accumulators – or parlays – to your over/under 3.5 goals strategy to increase payouts. Some of the odds are relatively low, meaning small payouts. Fortunately, you can increase the odds and boost your payouts through accumulator betting.

Accumulator betting involves combining two or more bets on one wager. For example, you can combine an over under 3.5 goals bet from one match with another one from a different match. Combining the bets multiplies the odds – for example, an acca bet comprising two individual bets with odds of 1.5 and 2.2 brings the odds to 3.3 (1.5 X 2.2).

Interestingly, over/under bets also come in other varieties besides accumulator bets. Popular over/under betting varieties and combinations include the following:

  • Total Goals/Points – A basic over/under bet type when the match’s total score determines a win or loss.
  • Team Totals – While the basic over/under bet is based on both teams’ total scores, team totals over/under bets are based on only one team’s goals.
  • Half-Time Over/Under – This bet focuses on the two team’s total scores in the half-time betting market instead of full-time.
  • Over/Under Prop Bets – This is a combination of two bet types: props and over/under bets. Prop bets are based on specific events and occurrences, such as a player getting benched. Prop bets are more unpredictable and have higher odds.
  • Over/Under Parlays – This is a combination of a parlay bet and over/under bet. Parlay essentially refers to a combination of any two bets, such as a prop and over/under bet. Parlays are also unpredictable, helping boost the odds and payouts.

However, over/under accumulators increase not only the odds but also the risk. As such, limit your accumulator bets to only the most predictable games to safeguard your wager.

Below is an example of a team totals over/under bet from the Manchester United vs Tottenham Hotspur match. You can bet on whether each team will score over or under 1.5 goals (often stated as a team points game). This bet will then only count for goals scored by that one specific team and not the full match.

BetOnline under over betting

Advantages of Over/Under 3.5 Goals Betting

Over/under 3.5 goals betting offers many advantages, including the following:

  • Simplicity – It focuses solely on the match’s total score, disregarding other more unpredictable events such as exact scores, winner or scorers. The rules are also straightforward and are easy to understand.
  • Fun & Excitement – Watching a match with an underlying over/under bet can be exciting. For example, imagine betting over 3.5 goals and watching as the team’s score – each goal brings you closer to a win.
  • Early Wins for ‘Over’ Bets – You don’t need to wait for the whole game to end to win an ‘over’ bet in over/under betting. You can win early if the two teams score more goals than the set target before the official end time. For example, you win if you bet over 3.5 and the match’s half-time outcome is 2-2.
  • Lower Risks – Over/under betting can be less risky than bets based on exact scores because you have a 0.5 margin to get the prediction wrong and you aren’t limited to specific scores. It is also less risky than bets on unpredictable events because only the match’s total goals matter.
  • Reliable Betting Strategy – Some betting options are too complicated or risky to use with a reliable strategy, but over/under betting is simple enough to develop a reliable strategy, such as following a team that scores lots of goals.
  • Many Betting Opportunities – Over/under betting works well with various sports categories, including football betting (soccer). Soccer is wildly popular and played all over the world throughout the year, providing many betting opportunities.


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