Looking for the best online baccarat casinos in the Philippines? Well, you’ve come to the right place. Check out the top real-money baccarat casinos for Filipino players, including all of the latest bonuses and promotions, choice of games, fast-reflecting payment methods and more.
Whether you’re new to the game or a seasoned player, we’ve got you covered with everything you need to know about playing online baccarat Philippines. So, let’s dive in!
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How the Best Filipino Online Baccarat Casinos Rank
Brace yourself for an electrifying experience with the Philippines’ top 10 online baccarat casinos. From thrilling gameplay and irresistible bonuses to lightning-fast payments, live selections and more. Below are ten leading online baccarat casinos making moves in 2023.
- 22WIN – The best online baccarat casino Philippines
- 20Bet – All of the baccarat variations available
- Lucky Block – Industry-leading welcome bonus
- Plae8 – Multiple baccarat software providers
- Jiliko – Daily bonuses and tournaments
- w19 – Filipino live dealers
- PG Asia – Multiple baccarat buy-ins and limits
- EU9 – Leading live baccarat titles
- JiliACe – Multiple casino bonuses and promotions
- MNL168 – Faster payouts with lower house fees
Best Baccarat Casino Sites Reviewed
So, with our top contenders listed, it’s time to delve deeper and unpack the five best online baccarat casinos for Filipino players. Each of these sites are industry leaders in a multitude of different ways — but which site takes the title in 2023?
1. 22Win – The Best Online Baccarat Casino Philippines
If you’re a baccarat player in the Philippines, 22Win is the best online casino for you. With over 50 baccarat titles to choose from, it’s clear that this platform takes baccarat seriously. In addition to baccarat, you’ll find a plethora of other casino games like slots, poker, blackjack, and roulette, as well as live casino games with almost 140 variations.
One of the things that set 22Win apart is its modern design and easy-to-use navigation, making it a breeze to find your favourite baccarat game. And with three official licenses, you can rest easy knowing that your onsite experience is safe and secure.
Filipino players will appreciate the fast and hassle-free deposit and withdrawal options, although the platform does have slightly higher withdrawal fees. But even with that, the selection of multiple bonuses and promotions makes it worthwhile.
22WIN Welcome Bonus
New players can enjoy a 100% up to 25,000 PHP Live Casino welcome bonus, as well as a slots bonus for the same amount. Additionally, there’s a weekly 25% reload bonus, a referral bonus, and daily free spins incentives, among others.
Overall, if you’re looking for the best baccarat selection online, 22Win is the way to go.
Pros:
- Multiple bonuses and promotions
- Leading baccarat games online
- Provably fair gaming categories
- 50 online casino baccarat titles
- Core mobile integration
Cons:
- High withdrawal fees
2. 20BET – The Best Baccarat Variations
Looking for the best online baccarat experience in the Philippines? Look no further than 20Bet casino. This platform offers an exceptional gaming experience, with some of the best RTP percentages in the industry ensuring that your baccarat wagers are as accurate as possible and your returns are maximized.
Powered by top software providers like NetEnt, Evolution, and Red Tiger, 20Bet offers a wide range of baccarat games, as well as a variety of other slots and live dealer experiences.
The platform also has a straightforward sign-up process and low transaction limits, making it accessible to all players. Although 20Bet does have higher withdrawal fees, it’s fast-reflecting crypto banking methods, leading online baccarat casino status, and core mobile integration more than make up for it.
20BET Welcome Bonus
In addition to its excellent gaming options, 20Bet also offers a range of bonuses and promotions. New players can take advantage of an industry-leading welcome bonus of up to 30,000 PHP while existing players can enjoy regular reload bonuses, cashback offers, and other exciting deals.
Overall, if you’re a baccarat enthusiast looking for the best online casino experience in the Philippines, 20Bet is a great choice.
Pros:
- Massive welcome bonus
- Provably fair gaming categories
- Dedicated VIP program
- Leading live baccarat games
- A core mobile casino app for Android and iOS
Cons:
- Slightly higher withdrawal fees
3. Lucky Block – Industry-Leading Welcome Bonus
If you’re a baccarat enthusiast in the Philippines, Lucky Block casino is definitely worth checking out. This online casino offers a complete package of gambling opportunities, including a wide range of baccarat games, live dealer games, slots, major league sports, and esports.
Lucky Block stands out from the crowd with its fresh offering of unique casino games, anonymity, and instant withdrawals with multiple cryptocurrencies. Filipino players can conveniently purchase cryptocurrencies onsite, making transactions seamless and hassle-free.
With over 40 cryptocurrency banking methods and a core mobile app for Android and iOS, Lucky Block Casino is a convenient choice for players across all budgets. However, it should be noted that there is no dedicated VIP program for high rollers.
Lucky Block Welcome Bonus
Lucky Block offers a 200% welcome bonus of up to 10,000 EUR and 50 free spins on Wanted Dead or Wild, available for new players who make a minimum deposit of 20 EUR. The bonus is paid in ten instalments, with 10% released every time you wager your initial deposit six times, giving you a chance to earn cashback on every 600 EUR wagered.
Overall, Lucky Block casino is a great choice for Filipino players who are looking for a reliable and exciting online casino baccarat experience. Whether you are a seasoned gambler or just getting started, Lucky Block is definitely worth trying out.
Pros:
- Top-tier welcome bonus over ten deposits
- 40+ cryptocurrency banking methods
- Leading baccarat games online
- A core mobile app for Android and iOS
Cons:
- No dedicated VIP program
4. Plae8 – Multiple Baccarat Software Providers
Plae8 is an exciting online casino that offers a wide range of baccarat games for Filipino players. With a core focus on live casino offerings, Plae8 provides one of the best baccarat experiences online in the Philippines.
In addition to baccarat, Plae8 offers other popular casino games such as slots, roulette, and blackjack. The casino’s games are powered by some of the top software providers in the industry, ensuring a high-quality gaming experience.
Plae8 also offers a smooth and user-friendly interface, making it easy to find your favourite games and start playing right away. The casino’s website is also available in multiple languages, making it ever more accessible to players across the globe.
Plae8 Welcome Bonus
Plae8 offers a welcome bonus for new players, including a 150% welcome bonus of up to 2,000 PHP, along with a host of other recurring incentives, like multiple rebates, cashbacks and top-ups. There’s even a daily bonus up for grabs just for logging onto the site across 7 days
Overall, if you’re a Filipino player looking for a top-notch baccarat experience online, Plae8 is definitely worth checking out. With its user-friendly interface, good welcome bonus, and excellent selection of baccarat games, Plae8 is one of the best options available in the Philippines.
Pros:
- Excellent selection of baccarat games
- User-friendly interface
- Filipino language support
- Good welcome bonus for new players
Cons:
- Limited selection of other casino games
5. Jiliko – Daily Bonuses and Tournaments
Launched in 2020, Jiliko is a popular online casino in the Philippines, catering to baccarat players of all levels. The casino offers a wide range of baccarat games, including classic, speed, and live dealer variants, powered by top software providers such as Evolution Gaming and Pragmatic Play.
Jiliko also stands out with its fast and secure transactions, with multiple payment options, including cryptocurrencies. The casino ensures players’ security by implementing SSL encryption technology and complying with the latest online security standards.
One of the standout features of Jiliko is its range of stellar promotions, incentives and recurring tournaments which rewards players with exciting wins and cash prizes.
Overall, Jiliko is an excellent choice for baccarat players in the Philippines who are looking for a safe, reliable, and rewarding online casino experience. With a wide range of baccarat games, fast transactions, and generous promotions, Jiliko is a top choice for any baccarat enthusiast.
Jiliko Welcome Bonus
Jiliko offers a 300% welcome bonus for new players, along with a host of other leading bonuses and promotions, including a 100% lucky draw bonus, an unlimited withdrawal weekend bonus and a daily deposit accumulation bonus, among others.
Pros:
- Wide range of baccarat games
- Fast and secure transactions
- Generous welcome bonus for new players
- Mobile-friendly design
Cons:
- Limited player support options
How Baccarat Online Casinos Compare
We’ll now compare the various platforms offering baccarat online Philippines, along with game variety and minimum/maximum stakes.
Casino Min Bet Max Bet Baccarat Games Live Dealer 22WIN $1 (50 PHP) $100 (5,000 PHP) 20+ ✅ 20Bet $1 (50 PHP) $100 (5,000 PHP) 28+ ✅ Lucky Block $1 (50 PHP) $100 (5,000 PHP) 50+ ✅ Plae8 $1 (50 PHP) $100 (5,000 PHP) 10+ ✅ Jiliko $1 (50 PHP) $100 (5,000 PHP) 20+ ✅ W19 $1 (50 PHP) $100 (5,000 PHP) 10+ ✅ PG Asia $1 (50 PHP) $100 (5,000 PHP) 10+ ✅ EU9 $1 (50 PHP) $100 (5,000 PHP) 5+ ✅ JiliACe $1 (50 PHP) $100 (5,000 PHP) 10+ ✅ MNL168 $1 (50 PHP) $100 (5,000 PHP) 15+ ✅ How to Choose the Best Online Baccarat Casino for you
When choosing a baccarat online casino Philippines, some key aspects to look out for are the range of baccarat games available, the coinciding RTP and the choice of bonuses that can be used to heighten your experience and increase your winning chances. Here are the key criteria we take into account when ranking the best online baccarat casino in the Philippines
- Choice of baccarat games – Look for a casino that offers a variety of options, including Punto Banco, Baccarat Banque, and Baccarat Chemin De Fer, as well as single/multiplayer options, speed baccarat, mini baccarat and similar. You’ll also need to have a good range of staking options and buy-ins for extra variety.
- Casino variety and reputation – Consider the availability and quality of other casino games, such as blackjack, roulette, poker, and slots. Moreover, ensure your chosen platform is a fully regulated, licensed entity with a good reputation for quick payouts.
- Bonuses and promotions – Take into account the rewards and incentives on offer. Choose platforms with industry-leading welcome bonuses and a strong range of promotions for both new and existing players. A dedicated VIP club carries extra points.
- Banking methods – Look for a casino that offers a wide range of payment options, including e-wallets, bank transfers, debit/credit cards and cryptocurrencies like Bitcoin (BTC) and similar. Moreover, ensure the site has lower fees and fast withdrawal times
- Onsite safety and security – Side with a platform that prioritizes player safety and security, with password protection, 2-factor authentication and SSL encryption.
- Player support – Choose a platform with 24/7 player support and multiple contact points, including phone, email and live chat.
What is Baccarat?
While often associated with glitz and glamor, online casino baccarat is down to earth and easy to play. The game is played with a standard deck of 52 cards, and the objective is to have a hand with a total value of 9, or as close to 9 as possible.
Each card has a point value, with the ace being worth one point, cards 2 through to 9 are equivalent to their face value, and tens and face cards are worth zero points. The dealer deals two cards to each hand, and if the total value of either hand is 8 or 9, it is considered a natural win, and no additional cards are dealt. If neither hand has a natural win, a 3rd card is drawn.
Whether playing in a land-based casino or online, you can enjoy the thrill and excitement of baccarat and potentially walk away with a significant payout.
Types of Baccarat
In this section, we’ll go through the different types of baccarat games online.
Punto Banco
Punto Banco is a version of Baccarat where the objective is to bet on the hand with the highest total value. The game is played with six to eight decks of cards. The player and banker each receive two cards, and the point values of the cards are added up to determine the total value of each hand. Players will not have the option to take a third card. If the player’s hand has a higher total value than the banker’s hand, then the player wins. If the banker’s hand has a higher total value, then the banker wins. If the total values of both hands are the same, then it’s a tie. There are three possible bets you can make: on the player’s hand, on the banker’s hand, or on a tie.
Baccarat Banque
Baccarat Banque is a variation of the classic casino game of Baccarat. It is also known as “Chemin de Fer” and is typically played with six decks of cards. The objective of the game is to bet on the hand that you think will have the highest total value at the end of a round. There are three possible bets you can make: on the player’s hand, on the banker’s hand, or on a tie.To start the game, the banker shuffles the cards and deals two cards face down to both the player and banker. The player then looks at their cards and determines if they want to take a third card or stand. The banker also has the option to take a third card.
Chemin de Fer
Chemin de Fer is a variation of baccarat where players bet on the hand with the highest total value. Played with six decks of cards, the banker shuffles the cards and deals two cards to the players and to themselves. Players will then decide whether to take a third card or stand. The banker then plays their hand according to a set of predetermined rules. The player with the highest total value wins. There are three possible bets you can make: on the player’s hand, on the banker’s hand, or on a tie.
Mini Baccarat
Mini Baccarat is a simplified version of Baccarat played with fewer decks and players. Players bet on the hand that they think will have the highest total value, and the game is typically played with a single deck of cards. Two cards are dealt to the player and banker, and a third card may be drawn depending on the rules of the table. The hand with the highest total value wins, and players receive payouts based on the odds of their coinciding bet.Speed Baccarat
Speed Baccarat is a fast-paced version of the traditional game, and available at any top online baccarat casino. The dealer deals two cards to both the player and the banker, and a third card may be drawn depending on the rules of a particular table. The hand with the highest total value wins. Players must make quick decisions as the game moves at a fast pace. Please ensure that you’re fully aligned with the PAGCOR code of practice for the regulation of responsible gaming (Act No. 9487), before playing any leading baccarat variations on this list.
How to Play Baccarat Online
Baccarat, whether played at a brick and mortar or online casino, is a card game where players bet on the hand with the highest total value.
At the start of the game, players will place their bets on either the player’s hand, the banker’s hand, or a tie. The dealer then deals two cards to both the player and the banker, and the total value of each hand is recorded to determine the winner.
The value of the cards in baccarat is different from other card games. Face cards and tens have a value of zero, while all other cards are worth their face value. If the total value of a hand is more than 9, then the value is adjusted by subtracting 10.
For example, if a hand has a 7 and an 8, the total value is 15. Since the value of the hand is more than 9, or 10 it will be subtracted from the total, leaving a final value of 5.
If either the player’s or the banker’s hand has a total value of 8 or 9, then the game is over and the highest hand wins. If neither hand has a total value of 8 or 9, then a third card may be drawn for either the player’s or the banker’s hand, depending on the specified rules of the table.
The goal is to have the highest hand value possible, with the highest possible value being 9. If the total value of both hands is the same, then it’s a tie.
If you bet on the winning hand, you will be paid out according to the odds for that particular bet. For example, if you bet on the player’s hand and win, you’ll be paid out at even money (1:1). If you bet on the banker’s hand and win, you will be paid out at even money minus a 5% commission (0.95:1). If you bet on a tie and win, you will be paid out at 8:1 or 9:1.
Quick reminder: Before sitting down to a game of online baccarat in the Philippines, make sure your up to date with the latest PH gambling tax implications, as and where applicable.
Know Baccarat Terminology
Now that you’re in the loop on how to play baccarat online, it’s time to get to grips with the most common baccarat terminology. In this section, we’ll explore the most common terms you’ll encounter while playing baccarat.
Banco: A wager made on the banker hand with a slightly higher chance of winning than the player hand. This bet is mostly recommended for experienced players. Bankroll: The amount of money a player has set aside to wager with. Proper bankroll management is crucial to a successful strategy. Burn: Discarding the first cards of a shoe and altering the order of the cards to prevent cheating. Carte: Requesting another card from the dealer. Coup: A baccarat hand consisting of a banker hand and a player hand. Commission: The fee charged by the casino for placing a bet on the Banker hand. Usually around 5% of the bet amount. Down Card: Sometimes referred to as a hole card. A card dealt face-down and not visible to players. Face Card: A card with a picture on it (King, Queen, or Jack) or a card with a value of 10. La Grande: The best hand in baccarat. A French term for a natural hand with a total value of 9. La Petite: A French term for a natural hand, totalling 8. Natural: A two-card hand with a total value of 8 or 9, which automatically wins the game. Push: A bet that neither wins nor loses Shoe: The device used to hold the decks of cards used in a baccarat game. Standoff: When the player and banker’s hands are tied. Up Card: A card that is dealt face-up and visible to the players. What are Baccarat Odds?
Online baccarat for real money is a game of chance, and understanding the odds is a crucial factor for any player looking to stay in the game and consistently win.
The house edge in baccarat is relatively low, at around 1.06% for banker bets and around 1.24% for player bets, making it one of the more favorable games, both online and in person.
Baccarat has some of the best odds, with only blackjack and craps offering similar options.
Keep in mind that the odds of winning a banker bet are ever so slightly higher than that of a player bet, however, the higher commission charged on banker bets means that your payouts are slightly lower.
The house edge percentage for each baccarat hand/result is as follows: player hand (1.36%), banker hand (1.06%), and tie bet (14.4%). The odds and probability of each bet selection are as follows: player hand (44.63%, 1/1 odds), banker hand (35.87%, 19/20 odds), and tie outcome (9.5%, 8/1 odds).
Baccarat Strategy – Best Tips on How To Win
While baccarat is a game of chance, you can still develop a well-thought-out strategy to increase your winning chances. Here are some tips to perfect your online baccarat strategy.
One-Sided Strategy
Involves choosing either the player or banker and sticking to that decision. Continue betting on your chosen side over three separate losses. Change strategies for a few rounds and once you hit a winner, you resume betting on it.
1-3-2-4 Strategy
Bet one unit and triple it if you win. If you win again, you bet two units and if you win for a third time, you bet four units. If at any point your bet loses, you go back to the start of the sequence and bet one unit.
Paroli Strategy
Which involves betting with one unit and doubling up every time you win a round. The sequence can be expressed as 1-2-4 and when you have three successive wins and reach 4, you start the sequence again.
Fibonacci Strategy
A progressive betting system where you’ll increase your bet based on the Fibonacci sequence. The sequence begins with 0 and 1, and each subsequent number is the sum of the previous two. In baccarat, the Fibonacci system is typically used to bet on the Player or Banker to win, depending on which hand won the previous round.
If the bet loses, the player moves one step further down the Fibonacci sequence, and if they win, they move back two steps. The idea is to recover losses with larger wins and return to the starting bet after a few wins. However, the Fibonacci system has no scientific evidence to prove its effectiveness, and it can quickly lead to large losses on a potential losing streak.
Bet on the banker’s hand
The banker’s hand has the lowest house edge and is often considered the best bet to make. While a higher commission is charged on banker bets, the odds of winning are slightly better, overall.
Manage your bankroll
Set a budget and stick to it. Avoid chasing losses or increasing your bets when on a losing streak.
Look for patterns
While online casino baccarat is a game of chance, some players believe in looking for card patterns. Keep track of which hands win, and consider adjusting your bets accordingly.
Avoid tie bets
While the payout for a tie bet can be tempting, the odds of winning are much lower than they might be for other bets. So, if you’re looking to boost your bankroll, it’s better to stick with a banker or player bet.
Take breaks
Don’t get caught up in the excitement of the game and take breaks regularly to avoid making impulsive decisions. When you’ve reached your limit for the night, stop playing and return to the table at a later stage.
Live Baccarat
An immensely popular baccarat format — live baccarat is played in a live studio setting and simulates a real-world baccarat experience that you would find in a land-based casino.The setup involves a live dealer, who interacts with players through graphically enhanced video streaming technology, providing a more immersive and authentic gaming experience. Most of the time, players are able to interact with the dealer and other players through live chat functionality and keep track of their wins and losses on an interactive interface.
The game follows the same rules as traditional baccarat, where players bet on the outcome of each hand. The objective of the game is to predict which hand, the Player or the Banker, will have the highest score or if it will result in a Tie.
Play Baccarat on Mobile in the Philippines
Mobile gaming provides a convenient and accessible way to enjoy live online baccarat from anywhere in the world. Many top tier casinos have gone to great lengths to ensure their games are mobile compatible and well optimized for Android and iOS real money wagers.
Each site is, for the most part, fast loading, intuitive, graphically enhanced and easy to navigate, ensuring a fun and immersive experience within the live dealer suite or any other categories.
Moreover, all versions of baccarat available on desktop can be played on mobile devices, including free play live baccarat.
- 22WIN – Intuitive, fast-loading casino app
- ShangriLa – Excellent selection of live baccarat games
- BC Game – leading platform for crypto baccarat
Online Baccarat Bonus Offers Philippines
Many online casinos in the Philippines offer enticing bonuses geared to live table action (including baccarat). These offers have enticing welcome bonuses, higher cash back incentives, reloads and similar.
One of the most popular baccarat-specific bonus offers available to Filipinos is the 22WIN welcome bonus where new players can unlock a 50% bonus up to 12,500 PHP on all live games, including online casino baccarat.
Another attractive promotion for baccarat players is the ShangriLa weekly cashback offer where players will receive a 10% cashback on their losses from baccarat and other live casino games.
What Deposit Methods Can I Use to Play Online Baccarat Philippines?
There are several deposit methods for playing baccarat and other casino games in the Philippines. The most popular deposit methods include credit/debit cards, e-wallets, bank transfers and cryptocurrencies, including Bitcoin (BTC) and similar.
Credit/debit cards – a widely accepted deposit method and a convenient option for most players. Visa and Mastercard are the most commonly accepted cards, however, players should check with their bank to ensure that their card is authorized for online gambling transactions.
E-wallets – a popular deposit method for online casino players in the Philippines. Popular e-wallets include Skrill, Neteller, and EcoPayz. E-wallets offer a quick and secure way to deposit money and occasionally withdraw your winnings.
Bank transfers – which include online banking, and mobile banking can take several days to process, so make sure you plan accordingly. Bank transfer may also come with slightly higher processing fees, as they will be moving through one or more third party banking institutions.
Cryptocurrencies – more popular than ever, cryptocurrencies, including Bitcoin (BTC), Ethereum, (ETH) and Litecoin (LTC) are instantly processed, anonymous, encrypted, and one of the fastest and most secure deposits methods in the market with near-zero processing fees.
Bottom Line
It’s projected that total online gambling revenue will reach US$590.60m in 2023. With this in mind, it’s no secret that live games like baccarat roulette, blackjack and similar will continue to reign supreme and act as a major drawcard for online casinos within the Philippines and the world at large.
That does it for our list of top choices for online baccarat Philippines. Having taken the time to rate and review each platform individually — this time around victory goes to 22Win. From its wide range of bonuses, and flexible payment methods, to its top-notch onsite security, and extensive selection of baccarat games — 22Win provides a highly enjoyable and secure online gaming experience for baccarat enthusiasts.
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Geoff Kukard
Geoff Kukard
Punto Banco is a version of Baccarat where the objective is to bet on the hand with the highest total value. The game is played with six to eight decks of cards. The player and banker each receive two cards, and the point values of the cards are added up to determine the total value of each hand. 
Baccarat Banque is a variation of the classic casino game of Baccarat. It is also known as “Chemin de Fer” and is typically played with six decks of cards. The objective of the game is to bet on the hand that you think will have the highest total value at the end of a round. There are three possible bets you can make: on the player’s hand, on the banker’s hand, or on a tie.
Chemin de Fer is a variation of baccarat where players bet on the hand with the highest total value. Played with six decks of cards, the banker shuffles the cards and deals two cards to the players and to themselves. Players will then decide whether to take a third card or stand. 
Mini Baccarat is a simplified version of Baccarat played with fewer decks and players. Players bet on the hand that they think will have the highest total value, and the game is typically played with a single deck of cards. Two cards are dealt to the player and banker, and a third card may be drawn depending on the rules of the table. The hand with the highest total value wins, and players receive payouts based on the odds of their coinciding bet.
Speed Baccarat is a fast-paced version of the traditional game, and available at any top online baccarat casino. The dealer deals two cards to both the player and the banker, and a third card may be drawn depending on the rules of a particular table. The hand with the highest total value wins. Players must make quick decisions as the game moves at a fast pace. 
An immensely popular baccarat format — live baccarat is played in a live studio setting and simulates a real-world baccarat experience that you would find in a land-based casino.
